ACU Loan Requirements
Applying for an Appliance Credit Union loan is simple. Applicants must meet one of the following requirements to qualify for a loan.
- Applicant must live in Bradley County
- Applicant must work or worship in Bradley County
- Applicant must attend school in Bradley County
- Applicant is a family member of any current member*
Real Estate Loans

- First or Second Mortgage Loans
Other Loans
- Share Secured
- New and Used Tractors and Farm Equipment
New & Used Vehicles

All new vehicle loans are 100% of retail value and used vehicle loans are based on NADA retail value.
- Terms from 36 to 84 months
- Used Vehicle - 2021 and Older
Recreational Loans
- New and Used Motorcycles, ATVs, JetSkis, Boats
- New and Used 5th Wheels, Travel Trailers and Camping Trailers
- New and Used Motorhomes, Houseboats/Cabin Cruisers