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Loans

How to Apply

To apply just email us your most recent pay stub and click the button to apply online.
Loan Application

also see... Loan Rates Ι Credit Cards

ACU Loan Requirements

Applying for an Appliance Credit Union loan is simple. Applicants must meet one of the following requirements to qualify for a loan.

  • Applicant must live in Bradley County
  • Applicant must work or worship in Bradley County
  • Applicant must attend school in Bradley County
  • Applicant is a family member of any current member*
*Family members include Parent, Spouse, Spouse's Parent, Child, Step-child, Grandparent, Spouse's Grandparent, Grandchild, Brother, Sister, Brother/Sister-in-law, Step-brother/sister, Aunt/Uncle

Real Estate Loans

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  • First or Second Mortgage Loans
Home Financing Form

Other Loans

  • Share Secured
  • New and Used Tractors and Farm Equipment
See Rates

New & Used Vehicles

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All new vehicle loans are 100% of retail value and used vehicle loans are based on NADA retail value.

  • Terms from 36 to 84 months
  • Used Vehicle - 2021 and Older
See Rates

Recreational Loans

  • New and Used Motorcycles, ATVs, JetSkis, Boats
  • New and Used 5th Wheels, Travel Trailers and Camping Trailers
  • New and Used Motorhomes, Houseboats/Cabin Cruisers
See Rates
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Routing Number: 264-278-584

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Appliance Credit Union Logo

©Copyright 2022 Appliance Credit Union.
All rights reserved.
Address Icon  150 Linden Ave SE, Cleveland, TN 37311

Phone Icon  Phone: (423) 479-5511 or (423) 479-5924

Facebook Icon  Find Appliance CU on Facebook.

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Your savings federally insured by the National Credit Union Administration.
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.