Savings & Checking
Share/Savings Account
- High dividend rate
- Payroll deduction/direct deposit
- Related accounts for family members
Christmas/Vacation Club
- Savings for holiday shopping or dream vacation
- Earns dividends
- Payroll deduction/direct deposit
Share Draft/Checking Account
- Under $500 - No Interest
- VISA Debit Card - See details
Visa Debit Card Disclosure
Any credit union member who has a share draft account with credit union may be issued a debit card. The credit union may refuse to issue a card to a member who has a history of abuse of his/her share draft account, e.g., numerous overdrafts, excessive fees, etc. The credit union reserves the right to block the use of a debit card or cancel the card if the member begins overdrafting excessively.
FEES:
- Reissue debit card = $5.00
- Reissue PIN number = $5.00
- Overdraft Transfer Fee = $5.00
- Insufficient Funds Fee = $30.00
Share Certificates & IRAs
Share Certificate
- 6, 12, 24, 36 and 60 month terms available
- Automatic renewal
- Seven day grace period
Individual Retirement Accounts
- Traditional, Roth and Educational are available
- 6, 12, 24, 36, 60 month terms available
- Traditional - tax deferred savings for your retirement
- Spouse IRAs available
Wiring Instructions
Wires sent to a Member’s account must follow the instructions below. Incoming wire fees are $10. The fee will be deducted from the wire.
Credit Union receiving wire:
Volunteer Corporate Credit Union
2460 Atrium Way
Nashville, TN 37214
ABA# 264182395
Further Credit to:
Appliance Credit Union
150 Linden Avenue SE
Cleveland, TN 37311
ABA# 264278584
Final Credit to Member’s account at Appliance Credit Union:
Member’s Name
Member’s Account Number
